Credit cards that deliver the benefits you need in today's world - KPOCU's VISA Classic, VISA Plus, VISA Secured and VISA Platinum. You can use your VISA at thousands of locations around the world, for purchases or to obtain a cash advance. All VISA accounts carry a $200,000 "common carrier" insurance policy when travel tickets are charged on a KPOCU VISA.

Why not apply today? You can also apply online at Consumer Loan Application.

VISA Classic
Low interest rate of 12.9% Annual Percentage Rate (APR), no annual fee and a 25-day grace period for purchases - what else could you need? Consumer Loan Application

VISA Plus
Want to go even lower? Try Visa Plus with a 10.9% APR, minimal annual fee of only $15.00 and a 25-day grace period for purchases. The annual fee is waived for members of the KPOCU Prime Timers Club (age 55 or older). Consumer Loan Application

VISA Secured
Need to secure our Visa limit with your Share/Savings funds? KPOCU offers a Secured Visa at 9.9% APR with no annual fee and a 25-day grace period for purchases. A deposit of 110% of the desired limit must be maintained. Consumer Loan Application

VISA Platinum
Earn the reward of KPOCU's VISA Platinum, a reflection of value for the member that has achieved an exceptional record of money management. Featuring an initial rate of 5.9% APR, for 6 months with a low rate of 10.9% APR thereafter. No annual fee and generous credit lines are available for qualified members. Balance transfer options, 24-hour cardholder service, free additional cards and convenience checks are also available. Consumer Loan Application

Additional Benefits
In addition to the benefits unique to each type of account, KPOCU offers a variety of beneficial products to make your credit card account economical and convenient to use.

KPOCU VISA InfoLink | Automatic Balance Transfer | Convenience Checks

Security
KPOCU takes credit card security very seriously and uses all the latest technologies and procedures in an attempt to protect you and your credit card.

Verified By Visa
Verified by Visa is the new and easy way to enjoy added security for all your online Visa card purchases. Through our secure authentication process, your identity is protected and confirmed, with your personal password, each time you purchase at a participating merchant site. With Verified by Visa, you can be assured that using your Visa card on the Web is just as safe as using it at a local merchant around the corner! Apply for additional security at Verified By VISA.

Apply for your KPOCU Visa TODAY! To apply for a KPOCU loan or VISA, contact us at (865) 688-2424 or 1-800-344-9916. You can also apply online at Consumer Loan Application.