|:: Home Equity Loans
Why wait? KPOCU offers Home Equity Loans designed to save you money! Whatever your financial needs, we can help. The variable Home Equity Express Line of Credit (HELOC) is the perfect way to finance your dreams. Take advantage of the great deal and take control of your finances to:
- Make Home Improvements
- Finance an Education
- Take a Much-Needed Vacation
- Purchase a New Vehicle
- Consolidate Your Bills
- And Much More!
The HELOC is a variable rate line of credit and rates are subject to change quarterly. The interest rate is based on the Prime Lending Rate as published in the Wall Street Journal and USA Today. Rates are Prime Rate for 80% Equity Line and Prime + 2.0% for 100% Equity Line. Minimum rate is 4.00% APR (Annual Percentage Rate) and maximum rate is 18% APR. Minimum amount of $10,000 and maximum of $50,000 required. A trust deed, title exam and flood determination will be required for all loans. All collateral must be fully insured with KPOCU listed as mortgagee. Interest is usually tax-deductible (check with your tax advisor about tax-deductible interest eligibility).
Try any of the loan calculators to determine how much you can afford.
Check with a KPOCU Loan Representative for more information on current rates, terms and conditions at(865) 688-2424 or 1-800-344-9916. All loans subject to approval; some restrictions may apply.